Things To List In Your Homeowners Insurance (Apart From The Actual Building, Of Course)
Do you live in Agoura Hills, Camarillo, Malibu, Oxnard, Ventura, Westlake Village CA and are looking for a homeowners insurance policy to get you covered against losses? Nowadays, there are a lot of other properties you can insure together with your home: like, for example, objects you store in your home.
Read this article to learn more about the objects/properties you can – and should – ask your insurance agent to include in your homeowners insurance policy.
1. Homeowners insurance also covers other properties
Of course, we are not talking about your other home at the other end of the country. But your home insurance can cover for nearby properties. For example, if your house has a garage or a deposit room that is outside the main building, these can be covered in the home insurance policy. What is more, the insurance can also cover damage caused to fences or other structures on your property like the driveway.
Nonetheless, if on the same property you also have a separate structure where you run your business (a store, car repair, or any other home-based business), then you will need a separate insurance policy for that, because it is not generally covered in the standard home insurance policy.
2. The insurance can cover personal property
It feels good to know your home is insured against flooding or fire, earthquakes, theft and such. But there are a lot of things that you keep in the house and want to know they are also protected… or at least insured. Well, the good news is that you can have them covered with your home insurance. We are only talking about high value items such as expensive jewelry or genuine artwork.
It is recommended that for very expensive art objects or jewelry you should purchase a separate policy.
If you want to learn more about the objects and items that can or cannot be included in your home insurance, discuss your options with an insurance agent. In your area in Agoura Hills, Camarillo, Malibu, Oxnard, Ventura, Westlake Village CA you can find the best insurance agents at Jones and Maulding.
