Best value custom tailored car insurance

When it comes to car insurance you want the best possible cover at the least possible cost. Jones & Maulding can help you with this kind of best value auto insurance in Calabasas, Camarillo CA, Moorpark, Oxnard CA, Santa Barbara or Santa Monica. They are independent agents who deals with top carriers across the country. They know where and how to find the best car insurance deals. As independent agents, they work for you and not for a specific carrier.

The first thing to know about car insurance is that it is compulsory. That is because a car is a potentially lethal weapon that can cause injury and damage. Liability or third party coverage is an important element of car insurance. You must have that. If you don’t, you can find yourself on the wrong side of the law. If you are caught without liability cover you could face penalties as well as SR 44 and SR 22 filings – you don’t want that. You could also find yourself in serious financial trouble should someone sue you for damages because of negligent or reckless driving.

Liability insurance only covers others, so-called third parties. You will need auto insurance that covers you as well as your car. That means you need to consider things such as personal injury protection and collision coverage. You may also want to cover yourself for auto theft, vandalism, public unrest and storm damage. Other options could include comprehensive and umbrella coverage.

You could also extend your auto insurance to cover other vehicles. That way you protect other valuable assets and you can probably get a better deal. You can also get a better deal if you have a good driving record and low risk driving habits.

What it comes down to is that you need best value custom tailored car insurance.